Editorial Standards

FSE (Funding Solution Experts, operated by FSE LLC) publishes guides and articles to help business owners understand their funding options before they apply for anything. This page explains how that content is researched, checked, reviewed and kept up to date, how we fix mistakes, and how FSE makes money.

What we write about

We cover the questions business owners actually ask us and search for: how a product works, what it really costs, who qualifies, what lenders look for and which option fits which need. We choose topics from those questions and from search data, and we aim to answer the main question near the top of each article, in plain language, before going into detail.

How we research

Facts, figures and rules come from primary sources wherever they exist. Examples include:

• The U.S. Small Business Administration (SBA): loan programs, limits, fees and SOP rules
• The IRS: tax forms, deductions such as Section 179, and filing requirements
• The Consumer Financial Protection Bureau (CFPB) and federal regulations
• The Federal Reserve: the prime rate (H.15) and small business credit surveys
• State regulators and statutes, such as state commercial financing disclosure laws
• Statutes and model laws, such as the Uniform Commercial Code
• Lenders' and funding providers' own published terms, rates and requirements

When no primary source exists, we use reputable secondary sources and say so. Articles reviewed under these standards list or link their sources so readers can check them.

How we fact-check

• Every statistic, limit, rate and rule in an article is checked against its source before publishing.
• Claims we cannot verify are removed or rewritten, not kept because they sound right.
• We do not invent statistics, customer stories, case studies, testimonials, reviews or phone numbers. Worked examples use round numbers and are labeled as hypothetical.
• We use precise terms. A merchant cash advance is a purchase of future receivables, not a loan, and we describe it that way.
• We do not promise approval, specific rates or funding times.
• When we compare providers, we use their published terms, and FSE is not ranked against them. Being named in an article is not an endorsement and does not mean a provider works with FSE.

How we review and update

Before an article is published, it is reviewed for accuracy, clarity and consistency with FSE's stated requirements. We are also working through our older articles and re-checking them against these standards; reviewed articles carry a "Last updated" line at the top. Funding rules and rates change, so we revisit articles regularly, prioritizing the ones readers use most and any that cover rules with a known change date, such as new SBA procedures or yearly tax limits. Updated articles show a "Last updated" date, and we change that date only when the content has actually been revised.

Corrections

If you find an error, email info@fseb2b.com with the page address and what you believe is wrong. We review every report. When a correction changes a fact, figure or recommendation, we fix the article and update its "Last updated" date. Typos and broken links are fixed without notice.

How FSE makes money

FSE is an independent business funding brokerage, not a direct lender. We work with a panel of lending partners and other funding providers. Businesses do not pay FSE a fee to apply or to get pre-qualified. When a business accepts funding that FSE helped arrange, FSE is compensated by the funding provider. Compensation can differ from one provider and product to another.

Our articles are written to explain options, including options FSE does not offer, such as SBA microloans, grants and providers outside our network. Some articles link to Silverback Capital, FSE's own business-funding brand, and those links are labeled that way. Reviewed articles end with a single link to apply through FSE rather than repeated sales pitches.

Not financial, legal or tax advice

Our content is general information for business owners. It is not financial, legal, tax or accounting advice, and it does not take your specific situation into account. Terms, rates and eligibility are set by each funding provider and can change at any time. Talk to a qualified accountant, attorney or financial advisor before making decisions, and read every agreement in full before you sign it.

Questions?

For questions about our content or these standards, contact us at info@fseb2b.com.